• The state Duma adopted the law on the division of banks on a universal and basic

  • The state Duma adopted in the third final reading the law on the division of credit institutions for banks with universal and basic licenses. On Friday, April 21, according to "Interfax".

    Universal banks will apply the requirements of the Central Bank in full, and their capital should be not less than one billion rubles. This condition will take effect from 1 January 2018.

    The Bank with a basic license can open deposits of physical and legal entities, to open and maintain Bank accounts, conduct money transfers, foreign exchange trading, to issue Bank guarantees, as well as to lend to individuals and small and medium-sized businesses. To provide loans to larger companies banks with a basic license can in that case, if the maximum risk per borrower or group of related borrowers does not exceed 20% of the capital of such a Bank.

    The banks with the base license you will be holding a series of banking operations with foreign legal and physical persons. In particular, they will be allowed to place the raised funds, issuing Bank guarantee to attract deposits of precious metals.

    Be governed by these banks will be under the simplified system. The minimum capital of banks with a base license will be 300 million rubles. If you increase capital to billion the Bank with a basic license may apply for a change of license on the mainframe. Limit the amount of capital for the organization with a basic license will amount to three billion rubles. This means that on reaching this goal to the Bank to apply full regulation. her.

    Mass closure of Russian banks began in 2013. The Central Bank has decided to improve the banking sector, removing from the market of the credit organization, whose activity is questionable. Most often licenses are revoked due to violations of the normative acts of the Bank of Russia, the AML / CFT legislation and for conducting high-risk lending policies.


More news in the same category:

    • Img
    • 12:03 pm on Wednesday 26th April 2017  /  Финансы
      The volume of lending in Russia increased by one third

      In March 2017, Russian banks issued nearly 2.2 million new loans in the amount of 325,3 billion rubles, according to United credit Bureau. Compared to the same period last year the number of loans in March rose by three percent, while their volume increased by 32 percent.

    • Img
    • 9:49 am on Wednesday 26th April 2017  /  Финансы
      Russian banks have opened the sale of "national bonds"

      Sberbank and VTB 24 have started to sell to individuals Federal loan bonds (OFZ), according to RNS. They can be purchased in all branches of financial institutions. Previously, the Finance Ministry said that the conditions on the debut issue of OFZ are generous — the Agency plans to ensure profitability at the level of 8.5 percent.

More Global News:

    • Img
    • 12:52 pm on Wednesday 26th April 2017  /  Наука и техника
      Created armor for spacecraft

      Scientists from the jet propulsion Laboratory in the US have developed a new material that resembles chainmail. One side of the cloth is capable of reflecting light, while the other is to absorb heat. It can be used to protect astronauts and spacecraft from cosmic radiation.

    • Img
    • 12:52 pm on Wednesday 26th April 2017  /  Мир
      Syrian artist began the manufacture of Handicrafts made of shells and shrapnel mines

      Syrian kustar, Abu Ali, from Damascus suburb mastered the production of Handicrafts and Souvenirs using spent cartridges and shrapnel minutes In particular, he created a wall clock, the numbers on which are made of shells. According to the master, he wanted to show that his country every second and minute is the target.

    • Img
    • 12:49 pm on Wednesday 26th April 2017  /  Силовые структуры
      In the West of the capital, shot a Drover cars

      Student on the street by unknown masked shot a passer-by. The injured was hospitalized in critical condition. His personality is established, the man was engaged in ferrying cars from abroad to Russia. The reasons for the assassination are not known. Criminal case, currently the gunman wanted.

comments powered by Disqus